Budgeting

It’s not just our farmers who keep their eyes on the horizon for rain.

Did you know there are 293 ways to make change for a US dollar, but only 50 for an Australian dollar?

We check out the three largest contributors to household spending in Australia and where people would source additional cash if living expenses rose.

Spending more than what you intended on is a familiar scenario for many people entertaining kids, whether that’s at the movies (you swear you’re bringing your own Maltesers and drink next time), or sporting events (where you often fork out more on hot chips than you do on the tickets).

If you're thinking of expanding your family, be sure to keep on top of things financially.

Budgeting in plain English - What is a budget?

A budget is a plan that works out how you will manage your income and expenses. Maintaining a budget is a powerful way to control your money.

Sounds easy, but in reality it’s much harder than that. In the moment, most of us would rather have that $15 lunch special than increase our super contributions by 1%. “Later” doesn’t hold up so well against “now.”

Shopping is one of those activities we do daily, often without thinking. At the same time, it’s when our hard-earned cash leaves our wallet for good. And once it’s gone, it’s gone forever.