(Reading time: 2 - 3 minutes)
Aged care is already expensive, but from the 1st of November 2025, it’s getting even worse.
Retirement Strategies
Retirement strategies and tips to assist in shaping your financial future.
Retirement Strategies
General Retirement Strategies
(Reading time: 2 - 4 minutes)
What an empowering statement. When planned carefully and strategically, retirement can and should be a liberating time of life.
(Reading time: 2 - 4 minutes)
Don’t put all your eggs in the one basket. Us planners use the word diversification to explain this concept.
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You may have parents who live on their own but because of failing health they need support to help care for themselves or it may be that they cannot look after themselves anymore and need to move to a home that can.
(Reading time: 3 - 5 minutes)
If you have not fully used your concessional cap in a prior financial year, you may be eligible to use these unused carried forward amounts in a later year.
(Reading time: 3 - 6 minutes)
Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of the financial year.
(Reading time: 3 - 5 minutes)
If your income is under a certain threshold, then making personal after-tax super contributions could enable you to qualify for a Government co‑contribution and take advantage of the low tax rate payable in super on investment earnings.
(Reading time: 3 - 5 minutes)
Contributing some of your pre-tax salary, wages or a bonus into super could help you to reduce your tax and invest more for your retirement.